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CategoriesGuide Residential

What to Look For When Viewing a New Build Home

By George Martin Limited,

Buying a house is one of the most exciting journeys, especially if it’s your first home. New builds are a popular choice for first-time buyers, key workers, and families looking to climb the property ladder. These homes are fresh, modern, and energy-efficient, ticking many boxes right from the start. But what exactly should you look for when viewing a new build? Here’s a handy house viewing checklist to help you make the most of your property viewing.

Do Your Homework

Before you view a property, make sure you’re eligible for any schemes that might help with costs. Some developers offer incentives for key workers or first-time buyers. Check the eligibility criteria for schemes like Help to Buy or Shared Ownership before heading to the viewing.

Also, research the homes for sale in your chosen area and compare their prices. developers can guide you, but a little independent research never hurts.

What to Look For

When you arrive at the property, it’s easy to get swept up in the excitement of imagining yourself living there. But remember, you’re here to check the details.

  • Water Pressure: Turn on taps and showers to ensure the water pressure is adequate. Low pressure can be frustrating and expensive to fix.
  • Hot Water: Ask how the water heating system works. Is it energy-efficient, and does it provide enough hot water for the whole family?
  • Broadband Speeds: With so much of our lives online, fast and reliable broadband is a must. Ask about the speeds in the area to avoid future headaches.
  • Storage Space: Does the house have enough storage? Open cupboards and wardrobes to see if they’ll fit your belongings. It’s surprising how quickly space fills up!
  • Energy Efficiency: Most new builds are designed with energy efficiency in mind, but double-check. Ask about insulation, windows, and the energy rating of the property.

Think About the Practicalities

New build homes are often set in fresh developments, which means the surrounding area is still evolving. When buying a house, consider how practical the location is for you.

  • Council Tax Band: Check the council tax band of the property, as this will affect your monthly outgoings.
  • Service Charge: Some new builds come with a service charge for communal areas. Find out how much it is and what it covers.
  • Bedroom Homes: Make sure the number of bedrooms suits your needs, whether it’s for a growing family or a home office.
Compare New Builds to Older Homes

When you view a new build, it’s worth comparing the pros and cons to older homes. New builds often require less maintenance and come with modern features like smart technology and better insulation. However, older homes might offer more space or character.

Consider what matters most to you. Are you willing to trade a little extra room for lower energy bills and modern convenience?

Bring Your Own Property Viewing Checklist

Having a personal property viewing checklist ensures you don’t miss anything. Here are some key points to include:

  • Check all doors and windows open and close properly.
  • Look for any signs of unfinished work or defects.
  • Test all appliances if they’re included in the sale.
  • Ask about the warranty for the property—it’s standard for new builds to come with a 10-year warranty.
  • Confirm the estimated completion date if the house isn’t fully built yet.

Plan for the Future

Buying a home is a long-term investment, so think ahead. Are there schools, parks, or transport links nearby? Does the area have a strong community feel?

If this is your first home, consider how easy it will be to sell in the future. New builds are often appealing to buyers, but you’ll want to make sure your home is part of a desirable area.

Ask Questions

We are there to help, so don’t be shy about asking questions. Whether it’s about the broadband speeds, service charge, or how to reserve the property, they’ll have the answers.

If anything feels unclear or rushed, take your time to think it over. It’s a big decision, and you deserve to feel confident about it.

A house viewing is your chance to get to know the property inside and out. By knowing what to look for—from water pressure to storage space—you’ll be better prepared to make the right decision.

New builds are fantastic options for first-time buyers and families alike, offering modern living spaces, energy efficiency, and a blank canvas to make your own. Use this guide as your go-to property viewing checklist, and you’ll be one step closer to finding your dream home.

Good luck with your house viewing! Whether you’re ready to buy a property or just exploring your options, taking the time to view carefully will always pay off. The perfect new build might just be waiting for you.

CategoriesGuide Residential

How to Make Your New Build Home Feel Festive This Season

By George Martin Limited,

The festive season is upon us, and it’s the perfect time to deck the halls of your shiny new build home! Whether you’re a first-time buyer settling into your space or simply looking for fresh ideas to elevate your festive spirit, we’ve got you covered. New build homes are fantastic for their energy-efficient designs and modern layouts, making them the ideal blank canvas for a cozy, magical Christmas. Here’s how you can transform your home into a winter wonderland.

Light Up Your New Build

Nothing says “Christmas” quite like the soft glow of Christmas lights. New build homes often have crisp, clean walls and modern designs, which make the perfect backdrop for twinkling fairy lights. Frame your windows or hang lights in your garden to create a welcoming vibe for guests arriving with their Christmas gifts.

The Perfect Tree

Your Christmas tree is the centerpiece of your festive decor. Choose a style that complements your modern interior—whether that’s a traditional Christmas tree adorned with red and gold baubles or something sleek and minimalist to fit your new build’s aesthetic. If you’re tight on space, a slimline tree can still make a big impact without overwhelming your living room.

Cozy Up Your Space

New build homes are known for their sleek finishes, but adding soft, festive textures can make your space feel extra inviting. Swap out your usual cushions and throws for chunky knits, faux fur, or festive reds and greens. A fluffy rug or festive table runner can bring warmth to open-plan living areas.

Unlike older homes, new builds often have excellent insulation and a great EPC rating, meaning you can enjoy all the cozy vibes without worrying too much about your energy bills.

Decorate Beyond the Tree

When it comes to Christmas decorations, think beyond the tree. Garlands draped over your staircase or mantelpiece can bring that festive feeling into every corner of your home. Add mini baubles or ribbons for a personal touch. New build homes often feature open-plan layouts, making it easy to sprinkle festive cheer throughout your space.

If you’re feeling crafty, why not make your own wreath? It’s a simple way to add a personal touch to your home, and it’ll look stunning on your front door when viewed from the street among other homes for sale.

Embrace Winter Solstice

The winter solstice is all about celebrating light in the darkest months of the year. Introduce warm candlelight or scented diffusers to your home for a cozy atmosphere. Choose festive scents like cinnamon, vanilla, or pine to bring that traditional Christmas spirit to life.

Budget Festive Tips

If you’re feeling the pinch after moving in or paying estate agent fees, don’t worry—you can still make your home feel festive on a budget. Shop for decorations in end-of-season sales, or get creative with DIY options like mason jars filled with fairy lights or handmade paper snowflakes.

New build home decorations can also double as festive features. For example, use stylish storage baskets as gift holders or opt for energy-saving LED lights to keep costs down.

Share the Festive Spirit

One of the best ways to enjoy your new build home this season is to invite friends and family over. Host a festive gathering with hot chocolate or mulled wine to show off your beautifully decorated space. The holidays are all about making memories, and your new home is the perfect setting for them.

New build homes for sale often highlight their potential, but it’s the small touches that truly make them feel like home. Grab your favorite blanket, turn on the Christmas lights, and let the festivities begin! 🎄

CategoriesGuide Location Residential

Why Laindon, Essex Is a Great Place to Buy a New Apartment

By George Martin Limited,

Are you searching for your perfect new home in South Essex? Whether you’re a first-time buyer or looking for a solid investment, Laindon is a fantastic choice. This urban district in the town of Basildon offers excellent transport links, great schools, and a prime location for future profit. Let’s explore why Laindon—and the stunning new apartments at Dunton Court—are worth considering.

A Perfect Location in South Essex

Laindon is perfectly situated in the Basildon borough, a thriving area in South East England. With Laindon Station just a short walk from Dunton Court, commuting to London is quick and easy. You can reach London Fenchurch Street in under 40 minutes, making it a great spot for professionals who want to escape the city after work.

The High Road and nearby St. Martins Square are home to local shops, cafes, and services, so you have everything you need close by. If you fancy a trip to the coast, Southend-on-Sea is only 30 minutes away by train or car, offering plenty of seaside fun for family days out.

Why Laindon Is Great for Families

If you’re buying a new home to raise a family, Laindon has lots to offer. The area is known for its great schools, with several rated “Good” or “Outstanding” by Ofsted. Whether your children are starting school or heading into their teenage years, they’ll be well-supported here.

The local plan for the area also focuses on improving social care and services, which makes Laindon even more family-friendly. New homes like the ones at Dunton Court are built with modern families in mind, offering energy-efficient living and reliable Wi-Fi to support busy households.

Investing in Your Future

Laindon isn’t just a great place to live—it’s also a smart choice for investment. The area is part of Basildon borough, which has been undergoing exciting redevelopment. New apartments are popping up as part of this growth, giving the area a fresh and modern vibe.

Because of its strong transport links, good schools, and attractive location, Laindon is a hotspot for potential buyers. This means if you decide to sell in the future, you could see a great return on your investment. With lower estate agent fees and high demand for modern homes, you’ll save money and have a better chance of making a profit than with older homes.

Why Choose a New Apartment at Dunton Court?

The apartments at Dunton Court in Laindon are designed to suit modern living. These stylish 2-bedroom homes are perfect for young professionals, couples, and small families. Buying a new home here means you’ll benefit from:

  • Energy efficiency: Save money on bills with eco-friendly heating and insulation.
  • Low maintenance: Unlike older homes, new builds don’t come with hidden repair costs.
  • Convenience: Built-in storage, modern kitchens, and sleek bathrooms make life easier.

Ready to Make Your Move?

Here are a few simple steps to keep in mind as you plan your home-buying journey:

If you’re looking for homes for sale in South Essex, the apartments at Dunton Court are an ideal choice. With a great location, excellent schools, and the potential for future profit, Laindon ticks all the right boxes.

Stop searching for older homes that need constant repairs. Instead, enjoy the benefits of buying a new home that’s built for the future.
Whether you’re planning to live here or invest, Dunton Court is ready to welcome you.

Why wait? Explore these amazing new apartments in Laindon today and take the first step toward your dream home.

CategoriesResidential

What the Autumn Budget Means for First-Time Home Buyers in the UK

By George Martin Limited,

Yesterday, the UK Parliament released the 2024 Autumn Budget. This budget is important for first-time home buyers. It includes updates that may change how easy or hard it is to buy your first home. If you’re planning to apply for a mortgage, make an offer, or exchange contracts soon, here’s how the budget changes could impact you.

What First-Time Buyers Need to Know

The Autumn Budget 2024, presented by the Office for Budget Responsibility (OBR), included changes that aim to help people buying a home for the first time. 

Some of these changes may lower your costs, while others could mean more expenses. Knowing what’s new can help you make the best decisions during your buying process.

Rising Fuel Duty and Its Impact on Home Buyers

This year’s budget includes a small rise in fuel duty, which might increase everyday costs like commuting and home energy bills. While fuel duty won’t directly affect your mortgage, it could make monthly expenses higher.

If you’re buying a home soon, it’s good to think about these extra costs when planning your budget.

Tax Changes and National Insurance Contributions

There are also new tax changes to consider. Small increases in national insurance contributions may mean a bit less in take-home pay.

Also, income tax will change in April 2025, which could impact your ability to save for a deposit or keep up with mortgage payments.

If you’re close to applying for a mortgage, try to look at your budget under these new tax rates.

Business Rates and Building Insurance

The budget has also raised business rates, which applies to shops and offices rather than homes. However, these rates can impact the area’s property values, so if businesses in your area are affected, house prices might shift over time. Building insurance, while not directly mentioned in the budget, is another essential cost for first-time buyers.

It’s wise to research building insurance policies early to keep this cost manageable.

Public Services, Mortgage Help, and Licensed Conveyancers

Extra funds are going to public services, which can make neighborhoods with strong services and amenities more attractive for buyers. 

Improved infrastructure and public services can increase property values in the long run.

The government might also provide more support options for mortgage applications, giving first-time buyers extra resources to find the right mortgage. And as always, a licensed conveyancer can make the buying process easier by handling legal paperwork, guiding you through exchange dates, and helping you with completion dates.

Moving Forward as a First-Time Buyer

Here are a few simple steps to keep in mind as you plan your home-buying journey:

  1. Review Your Budget: Make sure to include possible tax and insurance costs in your monthly budget.
  2. Stay Updated on Mortgage Offers: Check for new mortgage options, as lenders may offer better deals based on the budget changes.
  1. Consult with a Conveyancer: They can help with contracts, completion dates, and any legal questions.
  2. Research Local Markets: Knowing local trends in property prices and business rates can help you decide where to buy.
CategoriesResidential

Why Buy New?

By George Martin Limited,

Why Buy New?

There are benefits to both new build and older properties, but we’re here to convince you why you should buy a new build home.

Reason 1

Newly built homes are designed and constructed with efficiency at the forefront.

One of the primary advantages is their superior energy efficiency, which directly translates to lower energy bills. Energy efficient home’s are a large selling point.

These homes incorporate advanced insulation materials, double or triple-glazed windows, and state-of-the-art central heating systems. This focus on energy efficiency not only makes new build homes environmentally friendly but also significantly reduces monthly utility costs, providing a long-term financial benefit.

This reduced waste and made the most of a well-suited building! We’re looking for more ways to make our develops more environmentally friendly.

Reason 2

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Modern new build homes offer exceptional security and convenience, especially appealing to first-time buyers. A newly built home provides a secure blank canvas, requiring little to no renovation unless you choose to personalize the interiors.

At George Martin LTD, we ensure that both your moving process and the construction journey are smooth and stress-free. With home builders boasting over 60 years of experience, we guarantee that every aspect of your new home meets the highest standards of quality and security.

Reason 3

One common misconception about new build properties is that they lack character. However, a new home is, in fact, a blank canvas that offers endless possibilities for personalization. Whether it’s repainting a room, installing custom cabinetry, or designing a cozy garden space, new build homes provide the perfect opportunity to create a space that reflects your unique taste and style. This flexibility allows you to start fresh and make the home truly your own with minimal effort.

Reason 4

For first-time buyers, new homes are a noteworthy choice due to the various incentives and schemes available. The UK government supports several programs designed to assist new buyers in stepping onto the property ladder. These schemes often provide financial benefits, making new build homes more accessible and affordable.

More details on these schemes can be found here offering you the opportunity to explore your options and take advantage of available savings.

Reason 5

At George Martin LTD, we prioritize adherence to stringent guidelines and compliance with building regulations. Our teams design, create, and build homes to the highest standards, ensuring safety, durability, and quality. This commitment to excellence means that buyers can have complete confidence in the integrity of their new home.

Unlike older properties that may require costly updates to meet current standards, new builds are constructed with the latest building codes and regulations in mind, offering peace of mind and assurance.

Choosing a new build home is a smart investment in quality, efficiency, and modern living. So why buy new? Because it’s an opportunity to create a home that perfectly suits your lifestyle while enjoying the peace of mind that comes with knowing your property is built to last.

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CategoriesResidential

Freehold VS Leasehold

By George Martin Limited,

Freehold VS Leasehold

When looking for a new home it’s important to understand what everything means. So, what’s the difference between freehold and leasehold properties?

Freehold

A freehold property is where the owner of the home also has indefinite ownership of the land. The land refers to the place where the structure such as the house is built on.

The benefits of a freehold property is versatile including having full control over the property. When purchasing this type of property you will also be completely rent free. Your ownership of the land also doesn’t expire. This will be whether you home is a new build or apartment.

Your home and the land it sits on may also be easier to sell in the future. Although freehold properties have their benefits they can also be initially more expensive. These properties have a higher purchase price making them less affordable for the likes of for first-time buyers.

Another downside to freehold properties is the maintenance work and time you’ll need to dedicate tot he land. This includes repairs and other significant costs.

The freeholder will always be responsible for maintaining their land and property. In urban areas such as large towns and cities it may be hard to find these types of properties. This is as a result of land availability.

Older homes, such as those you can purchase resell, will often come with a freehold.

Leasehold

A leasehold property is a where the homeowner has the right to use the land but on a time limit. The specified time is outlines on a lease agreement when the home or building is purchased. The agreement will also state the amount of ground rent the homeowner is meant to pay. A leasehold property often also comes with service charge. 

Although this type of property has it’s monthly costs it can be initially cheaper. The value of a leasehold home is often reduced. This is as you will need to pay either a monthly or annual ground rent.

Leaseholders will often need permission from the freeholder to make any modifications or renovations to the land/property. This can become an issue or often be restricting to your home.

During the purchase of a leasehold property there may also be solicitors concerns depending on the time remaining on the lease contract. If there is a short time (often under 50 years) the solicitor may raise concerns. This is to protect the buyer from any disputes. If the lease has a short amount of time remaining it can often be expensive to gain a lease extension.

As the term of the lease decreases so can the property value. Often leaseholders can gain the opportunity to buy their freehold. This can boost the property value immensely.

How to choose

If you’re on a low budget when purchasing your new home a leasehold property might be right for you. However if you’ve got more finance room and are looking for flexibility and full ownership a freehold property will fit you better.

CategoriesResidential

5 things to know when buying a new build

By George Martin Limited,

5 things to know when buying a new build

New build properties are a large investment and as more developments are arising in both rural and city area’s we’ve got the guide to see you through! Here are our top 10 things to know when buying a new build home.

1 - New build homes can be bought "off plot"

To get a level of security when get in the door with any first buyer offers you can buy an “off plot” when purchasing your new build. Developers offer these plots to those who would like input into the fixtures and fittings of a home. Depending on the development size you can often buy off plot homes around 1-2 years before the completion of the development.

2 - All about warranty

Some newly built homes come with a warranty that can cover things like structural changes, appliances and even windows! Always research your development and what warranty is on offer.

3 - Inspection is key

Inspection is the key to success when purchasing your new build. If you’d like absolute certainty during your home-buying experience hire an independent inspector. These inspectors will look at both structural, interior and exterior details of the home to ensure they’re all up to standard.

4 - Location

Your new home is where you going to live and whether that is for a while or you plan to relocate it’s important to research further into the location of the development. Ensure you look at local amenities, schools and even commuting routes (planes, trains and cars.)

What makes a good location?

5 - Completion

The completion of a newly built home has a similar process to purchasing a resold home. Always be clear to your developer or estate agent of your wanted completion date. Outline an action plan to all parties if there are any delays and ensure any promises to a timelines are in writing. 

Reducing stress with your home purchase
CategoriesResidential

Are lifetime ISAs useful for new home savings?

By George Martin Limited,

Definition
ISA – Individual savings account

Are lifetime ISAs helpful in buying a home?

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Lifetime ISA accounts are predominantly used for buying your first home or saving for later life. To open a lifetime ISA you must be over 18 but under 40. The financial limit on these accounts is £4,000 each year until you reach 50. You MUST make the initial payment into your ISA before the age of 40.

To benefit from a lifetime ISA the government will add a 25% bonus to your savings. This is capped at £1,000 per year.

You can hold stocks and shares or cash in this ISA and even have a combination of both.

Why is it useful for first-time buyers?

Sometimes it can feel like saving for a house will take years. With a lifetime ISA saving for a home can be sped up. Let’s look at the finances:

Maximum £4000 a year [Divided by monthly payments] = £333 per month

+ 25% additional government funding per year = £1000

Total savings a year – £5000

Average deposit needed on a £250,000 first home – £25,000

The average time to save for a deposit is 5 years with a lifetime ISA. Using an ISA boosts your deposit by £5000 over 5 years + any additional interest earned by ordinary interest set by your bank.

To learn more details about a lifetime ISA visit the government website.

CategoriesCommercial Residential

What is commercial and residential property?

By George Martin Limited,

Residential and commercial properties have their differences, and it’s safe to say that they serve completely different audiences.

What makes a property residential?

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A residential property is a building that is lived in and is a suitable space for dwelling purposes. They are specific buildings that are built and made to live in. Residential homes can be either for an individual dweller or a household; you have the choice to buy or rent a residential property.

When you purchase a residential property, you must pay stamp duty, which is a land tax on properties in the UK. There are certain homes which are exempt from stamp duty, including homes under £250,000, which includes our Dunton Court apartments. Properties above £250,000 fall within a tax bracket depending on the value of the property at the time of purchase.

What makes a property non-residential?

A non-residential property is essentially a building that is not suitable for everyday living. There are certain factors that determine whether a property is not suitable for human habitation.

In the UK, many people decide to purchase non-residential property as stamp duty rates differ and are often lower. However, these properties can only be used for non-residential activities such as running a business. You can change the purpose of a building from non-residential to residential, depending on the criteria.

Key Differences Between Residential and Commercial Properties

Purpose and Use:

Residential: Designed for living purposes, suitable for individuals or families.

Commercial: Intended for business activities such as offices, retail spaces, and industrial use. 

Ownership and Tenancy:

Residential: Often owned by individuals or families; can be rented out as single units.

Commercial: Typically owned by companies or investors; leased to businesses.

Financing and Investment:

Residential: Easier to finance through traditional mortgages; considered a lower-risk investment.

Commercial: May require more complex financing; potentially higher returns but with increased risk.

Regulations and Maintenance: 

Residential: Subject to different building codes and regulations focused on safety and habitability.

Commercial: Must adhere to regulations pertaining to business operations, health and safety, and accessibility.

Market Dynamics:

Residential: Influenced by factors like local housing demand, employment rates, and interest rates.

Commercial: Driven by economic conditions, business growth, and location desirability.

Click the below button to learn more about our available commercial and residential properties.

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CategoriesResidential

Reducing stress in your purchasing journey

By George Martin Limited,

According to a June 2022 survey by Zillow, 50% of homebuyers cried at least once during the home-buying process. Buying a home can be a stressful overwhelming experience and if you’re mid journey or just starting on your search reducing stress throughout the process will make your new home more enjoyable.

Is owning a home right for you?

Before your home search ensure that buying a home is the right decision for you. Take a look at your finances, calculate your affordability and look at your life timeline throughout the expectancy of your home-purchasing journey. 

Getting a wider look will help you be prepared for the journey ahead as well as make stepping through the front door more enjoyable.

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Financial Discipline 

Owning a home is one of the biggest purchases you might ever make. Ensuring you have financial discipline as well as a steady income, low debt and a good credit score can make that journey a lot smoother. 

Your finances are a huge part of securing a mortgage, getting an offer accepted and finally moving into your dream home.

Getting things in order

Payslips, bank statements and written statements are all needed during your mortgage and house search. During your mortgage approval, your lender will ask for bank statements as well as proof of income and any savings to ensure that the transaction is as legitimate as possible. 

If you’re self-employed you’ll need to provide tax returns and proof of invoices. Making sure you have access to or prepared these documents will save hours in your home-buying process.

Prioritise your needs

Unrealistic expectations may be a big issue for some when looking for a home. 7 bedrooms in a picturesque Essex town will set you back millions so make sure your budget aligns to your new home goals.

Asking Questions

If you’re unsure about anything in any part of your buying process make sure to ask questions and get some reassurance. There’s nothing worse than putting your life savings into a process you don’t understand and putting your hard work into the hands of uncertainty. 

It may be helpful to jot down any questions or concerns you may have before appointments to ensure you get the answers you’re looking for. 

Get in touch

Phone

01268 919940

Email

admin@georgemartinltd.co.uk

Location

Basildon

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George Martin Limited 
West Mayne
Basildon
SS15 6RW

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George Martin Limited 2023
Registered office: Service House, West Mayne, Basildon, Essex SS15 6RW. A member of MJT Securities Ltd.
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